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REAL ESTATE BLOG


Free 1-0 Loan Buydown Program available through Gulf Mortgage Group - Prairieville, 70769
Gulf Mortgage Group is offer a free 1-0 Loan Buydown Program that runs through 6/30/26! On all conventional and government purchase loans, Gulf Mortgage is covering the cost of one-year temporary rate buydowns! This allows buyers to get a 1% lower interest rate for the first year of their loan with NO additional cost to them. This is a great way to ease into homeownership and save some money during that first year! David Bryan with Gulf Mortgage Group has this loan program in
May 151 min read
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HELOC Mortgage Loan Program available through Synergy One Lending - Baton Rouge, LA 70816
Accessing your home's equity can be a challenge for self employed individuals and/or small business owners. Some lenders have a difficult time wading through all the income/expense/tax documents that are in play in these instances and because of that either won't provide a HELOC option or undervalue the equity they allow you to access. Synergy One Lending has rolled out a HELOC program designed to streamline both the information provided by the borrower as well as the approv
May 132 min read
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Self Employed Loan Program available through Gulf Mortgage Group - Prairieville, 70769
Self employed clients can have a challenge at times getting approved for a home mortgage. Some lenders don't have the experience to successfully deliver this type of loan program, others don't offer it at all. David Bryan with Gulf Mortgage Group has this loan program in place. David is based in Prairieville, but can offer this mortgage program anywhere in the State of Louisiana. I've worked with David in excess of 15 years - he's a super talented lender with great custome
May 72 min read
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6th Continuing Education Class of 2026 - Baton Rouge Real Estate
Just finished up another 2 hour real estate continuing education class - this one on Redhibition in Louisiana. This course was put on by Commerce Title and was taught by one of their real estate attorneys. Very informative and interesting class as it relates to property disclosure information from the sellers and what happens when a seller doesn't disclose material defects related to their home to the buyer. A material defects is one that, if disclosed to the buyer, might
May 52 min read
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5th Continuing Education Class of 2026 - Baton Rouge Real Estate
I've officially completed my required continuing education courses for 2026 with this CE class on successions completed on Tuesday. Super informative class about the importance of keeping your estate planning up to date so as to make your wishes clearly known to your heirs after you pass. Lots and lots of stories about unintended consequences and complications for heirs because their parents(s) didn't manage their affairs in the later years of their lives. This course was
Apr 152 min read
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Doctor (Physician) Loan Program available through Gulf Mortgage Group - Prairieville, 70769
There are many types of specialized loan programs available in the market and here's one designed specifically for physicians. David Bryan with Gulf Mortgage Group has this loan program in place. David is based in Prairieville, but can offer this mortgage program anywhere in the State of Louisiana. I've worked with David in excess of 15 years - he's a super talented lender with great customer service. If you are a doctor/physician and looking to purchase a home, give David
Mar 231 min read
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Inspection Period Complete! Next Steps in Shamrock Plaza Subdivision, Baton Rouge, LA 70814!
We have successfully completed the inspection period for my Buyer's purchase of their new home in Shamrock Plaza Subdivision - 70814! After a thorough inspector by Clayton Weeks (our home inspector) , my clients and I sat down to review and make a decision on what type of a repair request we wanted to send over to the Seller for review and response. Our loan type is an FHA loan, and there are some property conditions that must be met or the appraiser can and will require rep
Mar 212 min read
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Happy 84th Birthday to my Dad and Lunch at Willie's in Baton Rouge, LA 70816
My Dad turned 84 today and we celebrated in style at one of our favorite restaurants in Baton Rouge - Willie's on Coursey Dr. As you will see from the pictures of our lunch this place totally rocks!! First picture is the onion rings appetizer - expertly battered and fried and banging remoulade sauce for dipping. Next picture is the fried fish entree - 4 fried shrimp, 3 fried catfish fillets, jalapeno hush puppies and french fries - just an amazing plate of food! And it cam
Mar 202 min read
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4th Continuing Education Class of 2026 - Baton Rouge Real Estate
I just completed a 2 hour continuing education class called 'Untying the Knot' that deals with all the real estate issues related to divorces and how a divorce can impact our real estate listings and sales. Needless to say, there was some very eye opening information delivered about divorces, separations & how separate property is handled under Louisiana law - but also super informative! This course was put on by Commerce Title and was taught by one of their real estate att
Mar 182 min read
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Conventional Conforming Loan Increase on Home Purchases in the Baton Rouge Area!
One of my key lending partners has just announced new loan limits for conventional conforming residential home loans in the Greater Baton Rouge Area! The conventional home loan amount has increased to $832,750 and is available right now - no waiting period. Specific loan question? Reach out to Ryan Larussa with Synergy One Lending and he'll be glad to help you out - Ryan is one of my most trusted lender partners! I'm always available to answer questions about specific homes
Feb 181 min read
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Updated Conventional Conforming Home Loan Value increase in the Greater Baton Rouge Area!
One of my key lender partners has announced new upper limits on their Conventional Loan program and it is now $819,000 up from $806,500! ...
Sep 25, 20251 min read
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Inspection Week in Baton Rouge - Wedgewood Subdivision, 70816!
Busy week of inspections for a house my Buyer clients have under contract. This home is a newly renovated flip home that is being sold...
Dec 14, 20232 min read
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New Fannie Mae down-payment guidelines for owner occupied multi-family investment properties
Fannie Mae has just released new down payment guidelines for owner occupied multi-family investment properties and it is great news for...
Oct 13, 20232 min read
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2/1 Interest Rate Buydown Explained - Baton Rouge, LA
What is this 2/1 interest rate buydown that's been in the mortgage news lately and how does it work? Ryan Larussa with GMFS Mortgage has...
Oct 1, 20232 min read
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Renting vs Buying a Home in Baton Rouge Analysis - courtesy of GMFS Mortgage!
As the renting vs buying debate continues to be discussed, Ryan Larussa with GMFS Mortgage has put together a rent vs buy analysis. Even...
Sep 27, 20231 min read
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Buyer Home Inspection Completed in Watson, LA
Just completed a buyer home inspection on a home in Watson, LA. Total inspection time was about 2.5 hours and the home inspector was...
Jul 17, 20232 min read
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Do I need a Home Inspection?
YES, YES & YES! You should, as a general rule, never purchase a home without hiring a licensed home inspector during your inspection...
Jun 4, 20233 min read
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Role of the Closing Attorney
Today is finally the big day - you are going to buy or sell your new home! The closing is scheduled at your closing attorney's office for...
May 31, 20232 min read
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Downpayment Assistance Program offered through GMFS Mortgage!
Fantastic lender program that can provide up to a 20% down payment assistance for buyers in areas impacted by our recent hurricanes. ...
May 19, 20231 min read
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Quality Home Maintenance!
Give Olivier a call if you're in need of interior/exterior house painting, carpentry work or general clean-up. He's done great work for...
May 19, 20231 min read
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