There are many types of specialized loan programs available in the market and here's one designed specifically for physicians. David Bryan with Gulf Mortgage Group has this loan program in place. David is based in Prairieville, but can offer this mortgage program anywhere in the State of Louisiana. I've worked with David in excess of 15 years - he's a super talented lender with great customer service. If you are a doctor/physician and looking to purchase a home, give David

We have successfully completed the inspection period for my Buyer's purchase of their new home in Shamrock Plaza Subdivision - 70814! After a thorough inspector by Clayton Weeks (our home inspector) , my clients and I sat down to review and make a decision on what type of a repair request we wanted to send over to the Seller for review and response. Our loan type is an FHA loan, and there are some property conditions that must be met or the appraiser can and will require rep

I just completed a 2 hour continuing education class called 'Untying the Knot' that deals with all the real estate issues related to divorces and how a divorce can impact our real estate listings and sales. Needless to say, there was some very eye opening information delivered about divorces, separations & how separate property is handled under Louisiana law - but also super informative! This course was put on by Commerce Title and was taught by one of their real estate att

Today was the home inspection for my Buyer's home in Baton Rouge 70814. We negotiated a 10 calendar day inspection period and were able to get the home inspector booked for day 7 of that inspection period. Having a home inspection by a licensed home inspector is one of the most important processes in buying a home. It is super critical for the buyer to have a really good understanding of what is and what isn't working in and around the home they want to purchase. The entire

One of my key lending partners has just announced new loan limits for conventional conforming residential home loans in the Greater Baton Rouge Area! The conventional home loan amount has increased to $832,750 and is available right now - no waiting period. Specific loan question? Reach out to Ryan Larussa with Synergy One Lending and he'll be glad to help you out - Ryan is one of my most trusted lender partners! I'm always available to answer questions about specific homes

One of my key lending partners has just announced an new updated and enhanced Home Equity Line of Credit (HELOC) loan program! A HELOC allows a homeowner to pull excess equity out of their home and put that money to use in other areas such as home improvements, debt consolidation, travel, down payment on an investment property, etc). You are typically able to pull out excess equity up to 80% of the current appraised value of your home. This HELOC program now allows you to co

If you are thinking about buying a house or actively working to get ready to purchase a home, here is a list of items to DO as you begin to work through the mortgage process: Review your credit score to look for any incorrect/fraudulent credit entries. The credit bureaus can make mistakes so you need to make sure you recognize all the entries on your current credit report. NOTE: there are multiple types of credit pulls that different industries make (auto loans, consumer f

If you are thinking about buying a house or actively working to get ready to purchase a home, here is a list of 10 things to NOT do as you begin to work through the mortgage process: Don't change/quit jobs or become self-employed Don't be late on any credit card payments or make large credit card purchases Don't purchase a car, boat, RV Don't purchase any big ticket items (sound system, big family vacation, etc) Don't apply for new credit anywhere Don't forget any debts on yo

One of my key lender partners has announced new upper limits on their Conventional Loan program and it is now $819,000 up from $806,500! ...

Busy week of inspections for a house my Buyer clients have under contract. This home is a newly renovated flip home that is being sold...

Fannie Mae has just released new down payment guidelines for owner occupied multi-family investment properties and it is great news for...

What is this 2/1 interest rate buydown that's been in the mortgage news lately and how does it work? Ryan Larussa with GMFS Mortgage has...

As the renting vs buying debate continues to be discussed, Ryan Larussa with GMFS Mortgage has put together a rent vs buy analysis. Even...

YES, YES & YES! You should, as a general rule, never purchase a home without hiring a licensed home inspector during your inspection...